Christianity And Buddhism The Pursuit Of Truths And...

The pursuit of truths, roads to satisfaction, and the system of values are different goals that people want to aspire to achieve. Religions offer alternative routes to achieve these goals. While there is an abundance of knowledge one can inherit from dissimilar religious groups, it is erroneous for one to assume that separate religions contain the same implications for their followers, and this is certainly the case for Christianity and Buddhism. In fact, an interreligious practice within Christianity and Buddhism cannot be implemented logically, for it breaks fundamental laws from both religions, and therefore this practice is a paradox created by its own title, a â€Å"Christian-Buddhist†. While the parameters of each religion goes beyond a rudimentary definition, and can only be truly understood by experience alone, it is still important that each religion is put under the microscope of criticism to be challenged by an outside point-of-view. Within the scope of Christianity there are significant aspects that must be understood before diving into the practice of Buddhism. Christianity is one of the three extensions of the Semitic religions: Christianity, Judaism, and Moslem. What links these three religions together is their common trace back to Abraham. Abraham is believed to be the Father of the Jewish Nation in which God had blessed. From this, Moslems believe that Muhammed is a descendant of Ishmael, a son of Abraham and his Egyptian handmaiden, Hagar. Muhammed is a keyShow MoreRelatedGovernment And Policies Of The United States1584 Words   |  7 Pagesfor the many and opposed to a specific group or set of people. No one political view point or party should be able to dictate policy for the many. Every political group has an agenda and things that their policies should be in place for all, but the truth of the matter is that in order to keep the peace we need to implement policies that may be more liberal but yet more can agree to follow than pol icies that are specific to a particular party and expect the masses to prescribe to that particular wayRead MoreMaking Moral Decisions in Different Religious Context.8874 Words   |  36 Pagesproject: Making moral decisions in Different religious Context. Introduction: overview of the project aims and objectives Chapter one: +A world view of seven world religions. 1 Indian origin –Buddhism and Hinduism 2 Chinese origin –Taoism and Confucianism 3 Semitic origin –Judaism, Christianity and Islam. Chapter two: (A)-How to make a moral decision? Human as a moral agent analysing their†¦ 1 Background 2 Experience 3 Religion 4 Conscience 5 (B)- Catholic Moral Theory and theRead MoreWorld Religion5936 Words   |  24 Pagesview as karma and rebirth. Group C 1. Describe the different aspects of liberation contained in the goal of moksha 2. Describe the general setting or plot of the Bhagavad Gita. 3. Briefly describe the five main social classes within the caste system. 4. Why are there different types of yoga? Explain some of the different types of yoga. Name________________________ Class Hour_______ CHAPTER 3-HINDUISM STUDY QUESTIONS (Pages 95-119) *Note- all groups: See bonus question at the end GroupRead MoreGlobal Business Cultural Analysis South Korea7932 Words   |  32 Pagesup of various Religious groups, and there is a little over 65% of the population of the Republic of Korea that are members of an organized religion. Christianity According to World Population Statistics, it points out that the largest organized religious group in South Korea is Christianity, (World Population Statistics, 2013). Christianity is based on the principle that Jesus Christ is the Son of God, who actually suffered and died on a cross. After dyeing on the cross, Jesus was buried, butRead MoreThe Mystical And Contemplative Tradition Of My Faith And Signed Up For Ignatian Spiritual Direction Training3594 Words   |  15 PagesOr is it possible that with new ways of â€Å"doing† church it can become cross cultural in a way that engages with the culture of our times? In this essay I will i) Briefly review historical aspects I think are significant in affecting contemporary Christianity. ii) Highlight five themes I think contribute to the perceived irrelevance of the traditional model of church with something of their consequences. iii) In a section I’ve called ‘Mining for Gold’, dig out some of the treasures of the ChristianRead MoreImpact of Globalisation on Folk Culture3776 Words   |  16 PagesIndia, is responded to by the people with an enhanced sense of self-consciousness and awareness of identity. Cultural modernization, sponsored by the forces of globalization, is resented if it encroaches upon or does not promote the core cultural values of society, its language, social practices and styles of life. The vigour of the renewed sense of self-awareness generated among the members of the local cultures and communities is such as to succeed in making adaptive reconciliation with the forcesRead MoreLove, Sex and Gender in the World Religions Essay4945 Words   |  20 Pagesgeographic distribution of their adherents and so began to impact and influence each others adherents in new ways. From Asia, Buddhism and Hinduism began seriously to influence the West for the first time in the twent ieth century, in part spurred by the first meeting of the Parliament of the World Religions in Chicago in 1893. And while the proselytizing traditions of Christianity and Islam had already become prominent as they spread globally from their inception, after the 1940s the Holocaust and theRead MoreEthics : Ethics And Ethics Essay2359 Words   |  10 Pages PhD, Management Help) Every person is different, and it is okay for people to interpret things in ways that best work for them. For example, if you lived in a religious house; you are more likely to accept those teachings, religious beliefs, and values into your life. You may believe that treating others in an ethical manner is demonstrating religious devotion. However, that devotion may be motivated by either fear of a divine punishment in the afterlife or anticipation of a reward for living aRead MoreImportance of Intercultural Communication to Ist7702 Words   |  31 Pagesand cognitive space of my community. Kakar As you can see, this we identity connects the individual to cultural groups and the main institutions of the culture. People define themselves in terms of ancestry, religion, language, history, values, customs and institutions. Huntington, Regardless of the culture, each individual identifies himself or herself as a member of these cultural organizations. These identities are important to the study of intercultural communication inRead MoreMuhammad vs. Buddha Essay example4081 Words   |  17 PagesMuhammad vs. Buddha Muhammad (570-632 A.D.) and Siddhartha Gautama (563-483 B.C.) were the key figures in the establishment of Islam and Buddhism, respectively. As two of the major religions on the planet, Buddhism and Islam rule billions of people’s psychological behaviors. They both direct their believers to evolve into more intelligent and spiritual beings. The foundation of each religion was formed during the lives of their respective founders. Each man sought to spread the ideas and

Rational Rose Manual Free Essays

Visualize with Rational Software Architect Create and transform a UML 2. 0 model into code Skill Level: Introductory Eric Long (elong@us. ibm. We will write a custom essay sample on Rational Rose Manual or any similar topic only for you Order Now com) Software Engineer IBM 21 Mar 2006 Rational Software Architect virtually teems with visual tools to handle a number of development tasks. Of most interest to developers are UML modeling, design patterns, and UML-to-code transformations. After completing this tutorial, you will know how to create a UML model, apply a design pattern to that model, and, finally, transform the abstract model into actual code. Section 1. Before you start Rational ® Software Architect provides developers, architects, and analysts visual tools for a wide variety of software development tasks. This tutorial introduces a few of these powerful visual tools: UML modeling, design patterns, and UML transformations. About this tutorial Learn how to create, edit, and analyze UML models using Rational Software Architect. This tutorial demonstrates the following Rational Software Architect capabilities: †¢ UML modeling Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 1 of 22 developerWorks ® ibm. com/developerWorks Design patterns †¢ UML transformations This tutorial is intended for software developers, architects, and analysts interested in learning about Rational Software Architect’s visual modeling capabilities. If you want to learn how to transform high-level UML models into actual code without even knowing a particular programming language, this tutoria l is for you. Objectives After completing this tutorial, you will know how to use Rational Software Architect to create UML projects and models, apply design patterns to those models (new or existing), and transform UML models into source code or into a different type of model. Prerequisites This tutorial assumes that you have some knowledge of Javaâ„ ¢ programming, and design patterns. Knowledge of UML models is helpful, but not required. System requirements To run the examples in this tutorial, install Rational Software Architect. If you don’t have a copy of Rational Software Architect, download a free trial version. All of the prerequisites for Rational Software Architect are located in the Resources section of this tutorial. Section 2. Create a UML modeling project To get started, you need to do some initial set up. First, create a UML project and model. Steps Creating a UML modeling project is very easy: Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 2 of 22 ibm. com/developerWorks developerWorks ® 1. 2. 3. 4. 5. 6. 7. Open Rational Software Architect. Open the Modeling perspective by selecting Open Perspective Modeling from the Window menu. Make sure all of your open projects are closed. Select New Project†¦ from the File menu. Ensure the Show All Wizards box is checked. Expand the Modeling folder. Select UML Project. Figure 1. The New Project window 8. 9. Click Next. Name your project DWorksPatternProject. Figure 2. UML Modeling Project window Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 3 of 22 developerWorks ® ibm. com/developerWorks 10. Click Next. 11. Fill in the Create a UML project wizard as follows: †¢ Select UML Modeling for the File types. †¢ Select Blank Model for the Templates. †¢ Enter PatternModel for the File name. †¢ Leave the remaining defaults. The wizard should look like this: Figure 3. Create UML Model window Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 4 of 22 ibm. com/developerWorks developerWorks ® 12. Click Finish. 13. The Model Explorer view contains your UML Project, DWorksDesignPattern and your blank UML model, PatternModel. emx. Figure 4. Current Model Explorer view Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 5 of 22 developerWorks ® ibm. com/developerWorks See, wasn’t that easy? Now, on to the more exciting part of the tutorial. Let’s build the model using RSA’s user-friendly visual tools. Section 3. Model a design pattern Now it’s time to select a design pattern, apply that design pattern to a model, observe all relationships of the pattern, and add attributes and operations to the model. Design patterns in RSA Rational Software Architect comes packaged with support for all of the Gang of Four design patterns. You also have the ability to import and create your own design patterns. Select a design pattern 1. 2. Select Show View Other†¦ from the Window menu. Expand the Modeling folder and select Pattern Explorer. Figure 5. Select Pattern Explorer Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 6 of 22 ibm. com/developerWorks developerWorks ® 3. 4. 5. Click OK. In the Pattern Explorer view, expand Design Patterns Behavioral. Select the Observer pattern. Figure 6. The Observer Design Pattern Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 7 of 22 developerWorks ® ibm. com/developerWorks 6. 7. 8. To learn about the pattern, toggle between the Overview and Short Description tabs at the bottom of the Pattern Explorer view. In the Pattern Explorer view, drag-and-drop Observer onto DesignPattern’s blank diagram. The editor should contain an instance of the Observer Design Pattern that looks like this: Figure 7. Observer Pattern Instance Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 8 of 22 ibm. com/developerWorks developerWorks ® Apply a design pattern 1. In DesignPattern’s editor, hover over ConcreteObserver and select Enter argument name/value†¦. Figure 8. Enter argument 2. Name the parameter Shopper, then press Enter. The Observer instance now has a concrete observer named Shopper. Let’s add a parameter using a different approach. From the Palette (right of diagram), click to expand the Class Diagram section. Figure 9. Palette 3. Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 9 of 22 developerWorks ® ibm. com/developerWorks 4. 5. 6. Select Class and click anywhere in the diagram (do not click on the Observer instance). Name the newly created class Order and press Enter. Drag-and-drop Order onto ConcreteSubject in the Observer instance. Figure 10. Drag-and-drop ConcreteSubject Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 10 of 22 ibm. com/developerWorks developerWorks ® 7. Your diagram should look similar to this (you might not see all of the relationships†¦ you’ll fix that in the next section). Figure 11. Observer instance Observe the design pattern relationships 1. Right-click on any element in the DesignPattern diagram. Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 11 of 22 developerWorks ® ibm. com/developerWorks 2. Select Filters Show Related Elements†¦ from the context menu. Figure 12. Show relationships 3. Select Show All Relationships from the Custom Query list. Figure 13. Show/Hide Relationships Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 12 of 22 ibm. com/developerWorks developerWorks ® Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 13 of 22 developerWorks ® ibm. com/developerWorks 4. 5. Click OK You can see all of the elements and relationships represented in this model: Figure 14. Observer pattern 6. Now you are ready to add some elements to your blank Observer design pattern model. Add methods and attributes to a model Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 14 of 22 ibm. com/developerWorks developerWorks ® 1. 2. In the PatternModel editor, right-click the Order concrete subject. Select Add UML attribute. Figure 15. Add attribute 3. 4. 5. 6. 7. 8. 9. Type -orderNum : String (the â€Å"-† makes the attribute private). Press Enter. Repeat the same steps on Shopper, but name the attribute -custID : String. In the PatternModel editor, right-click the Shopper concrete subject. Select Add UML operation. Type +makeOrder() (the â€Å"+† makes the operation public). PatternModel’s editor should now look like this: Figure 16. Observer pattern Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 15 of 22 developerWorks ® ibm. com/developerWorks Good work! You have completed your model (a very simple model) and can use Rational Software Architect’s tools to transform this model into actual code. Section 4. Transform your model into Java code Now that you have a completed model within your UML project, you are going to transform that model to actual code. Rational Software Architect supports the Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 16 of 22 ibm. com/developerWorks developerWorks ® following model-to-code transformations out of the box: †¢ UML - Java †¢ UML - EJB †¢ UML - XSD †¢ UML - CORBA †¢ UML - C++ However, if you would like more options, there are built-in tools and wizards that let you create custom transformations in Rational Software Architect. You are going to transform your existing model into Java. Transform a UML model to Java code 1. In the Model Explorer view, expand DWorksPatternProject. Figure 17. Expanded project 2. 3. In the Model Explorer view, select both Order and Shopper. Right-click on either of the selected objects and select Transform Run Transformation UML – Java. Figure 18. Run transformation Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 17 of 22 developerWorks ® ibm. com/developerWorks 4. In the Run this Transformation window, click Create new Target Container†¦. Figure 19. Transformation window Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 18 of 22 ibm. com/developerWorks developerWorks ® 5. In the New Java Project window, name the project DWorksTransformedJava. Figure 20. New Java project Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 19 of 22 developerWorks ® ibm. com/developerWorks 6. 7. Click Finish. Now that you are back in the Run this Transformation window, click Run. RSA transforms the model into Java source code. The Model Explorer view should contain this Java project: Figure 21. Transformed Java project 8. Double-click Order. java to see the transformed code. The code should look like this: Figure 22. Transformed Order class Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 20 of 22 ibm. com/developerWorks developerWorks ® Try running a different transformation from UML-to-C++ and explore the results. Section 5. Conclusion Congratulations! In this tutorial, you covered the creation of a UML project and model, selecting and applying a design pattern to a model, adding and editing attributes and operations to a model, and transforming that model into actual code. You did all of this without even writing a line of code! It is easy to see (even with this simple tutorial) how visual UML modeling tools simplify code development. At this point, you might want to explore some of the links in the Resources section of this tutorial. Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 21 of 22 developerWorks ® ibm. om/developerWorks Resources Learn †¢ Visit the developerWorks Rational zone to expand your Rational skills. †¢ â€Å"Exposing Design flaws in your code: Part 1†³ (developerWorks, August 2005) details the visual tools available to run internal code reviews in Rational Software Architect. †¢ † Visualize with Rational Application Developer† (developerWorks, February 2006) details the visualization capabilities of Rational Application Developer. †¢ â€Å"Discover IBM Rational visual tools for application development† (developerWorks, February 2006) covers all of the different visual tools available in the Rational Software Development Platform. Stay current with developerWorks technical events and webcasts. Get products and technologies †¢ Download a free trial version of Rational Software Architect. †¢ Build your next development project with IBM trial software, available for download directly from developerWorks. Discuss †¢ Participate in developerWorks blogs and get involved in the developerWorks community. About the author Eric Long Eric Long is a Software Engineer in the IBM Developer Skills Program. Eric graduated from The University of Texas with a degree in Computer Science. He joined IBM in July of 2004 and currently works in Austin, Texas. As a Software Engineer, he provides technical information to developers on open source and industry trends and technologies through speaking engagements, web content, and faculty consultations at IBM Academic Initiative member universities. His work also includes technical courses, demos, articles, and tutorials available at http://www. ibm. com/university and http://www. ibm. com/developerworks. Visualize with Rational Software Architect  © Copyright IBM Corporation 2006. All rights reserved. Trademarks Page 22 of 22 How to cite Rational Rose Manual, Essay examples

Disease Bulimia Nervosa

Question: Discuss about disease named Bulimia Nervosa? Answer: Introduction This study mainly focuses on the psychology disorder which is named as Bulimia Nervosa and it take place when anyone consume huge amount of food during a short span of time (Dryer, Tyson Kiernan, 2012). It usually happens to those who have the habit of eating very frequently without break and also they do not have a control over their eating. The individuals who are suffering from this disorder can actually consume 3400 calories in less than an hour which totals up with sum of 20000 calories in the full eight hours. This disorder if properly taken care of by the individual at correct time by the cat of self realization, then the problem can get solved because it is not that much a serious issue as compared to other diseases (Guillaume et al., 2012). So, if the individuals can make effort to maintain a diet plan in their everyday life and continuous exercise and yoga can make the individual feel better and can easily get rescued by this disease in a short span of time. It is therefore advisable to take care of health at the wisest manner so that no problem as such occurs due to any unhealthy habits. Eating four times a day will keep the individuals fresh and fine which will ultimately help them in the long course of time which will certainly be helpful for the individuals as well as their family who are obviously concerned towards the person possessing the psychology disorder. The binge and purge cycle Signs and symptoms of bulimia Individuals suffering from bulimia cannot stop eating till it reaches the physical discomfort level. It is often found that these people tend to go kitchen at a regular interval of time in a secret manner so that no one else can know the fact that they eat this much for every short period of time. Weight actually does not matter for these individuals because they tend in eating large variety of food at regular interval without any break (Hannon-Engel, 2011). It can be noticed that the individuals often feel like fasting but actually they overeat during that time even which ultimately serves no purpose. The main symptoms to judge the individuals suffering from this disease can be that they often go washroom after having the meals and can be seen vomiting due to overeating. These individuals can often see taking diet pills like laxatives, diuretics so that their appetite can be controlled in a sufficient course of time. As it is already mentioned in the above point that the individuals actually vomit after eating so they cover up the smell by the usage of mouth fresher (Zweig Leahy, 2012). Exercise is used in an excessive manner by these individual so that they can control over the eating habits by practicing yoga as well as aerobics specially. One of the symptoms that can be noticed is that scars can be seen on the body of the individuals due to sticking of fingers which is actually on the portion of throat which provokes vomiting in an excessive manner. The cheeks of these individuals usually become puffy because of the excessive vomiting which happens due to overeating. Another symptom which can be noticed from the person suffering from bulimia is that the teeth become yellow due to acid in the stomach (Judd, 2011). A unique symptom of this disease is that it is found that men as well as women are normal weight even if they consume large amount of food at regular interval of time. Recommendations The first step towards success of getting over anything is that to admit the fact of suffering from a specific disease and then make efforts to minimise it as far as possible at individual manner. If the person feels that he is gaining weight, then efforts need to be taken to reduce the habit of eating at regular intervals of time (Masheb White, 2012). It should be kept in mind that the food should be ate in control rather than have a habit to eat every single moment of time and suffering due to that. The person suffering from this disorder should feel free to talk to their dear ones who are a good listener so that they will understand the problem and make the person feel good that he is not alone at these tough times (Pedersen, Lunn, Katznelson Poulsen, 2012). It can pose problem because most people feel ashamed to discuss about the fact that they suffer from bulimia but it is not at all wise to keep it as a secret which will actually serves no purpose. The individuals who are suffering from this disease should always make effort to stay away from people or place which tempts them to eat more because that actually poses them danger and feel unsecure of the habit of eating more at a time (Robinson Nicholls, n.d.). If the friend circle is supportive and the places visited are under control, then the individual can easily get over this habit at a gradual pace of time which will help them in the long run. It is recommended that professional help can be more useful for these individuals because they can seek the professional guide as they will know more than the common man as they are more specialized and experienced in this particular field (Schmidt Treasure, 2012). Conclusion This study has completely based on the disease named Bulimia Nervosa which actually happens due to overeating and having a bad habit at eating in regular intervals of time without break. There are various signs and symptoms that have been recognized in the study and the main symptoms is gaining in weight as well as vomiting due to eating at continuous mode. It is recommended to share this problem with friends as well as parents so that to take the support of them to get rescue at a faster pace of time. Professional guidance can also solve the problem to the great extent as they have the edge of experience to handle with this disorder to make the individual deal a normal life. Reference list 1. Dryer, R., Tyson, G., Kiernan, M. (2012). Bulimia Nervosa: Professional and Lay People's Beliefs About the Causes. Australian Psychologist, n/a-n/a. doi:10.1111/j.1742-9544.2012.00077.x 2. Guillaume, S., Van den Eynde, F., Samarawickrema, N., Broadbent, H., Goodman-Smith, E., Schmidt, U. (2012). Classical Stroop effect in bulimia nervosa. Eating And Weight Disorders - Studies On Anorexia, Bulimia And Obesity, 17(3), 203-206. doi:10.1007/bf03325349 3. Hannon-Engel, S. (2011). Regulating Satiety in Bulimia Nervosa: The Role of Cholecystokinin.Perspectives In Psychiatric Care, 48(1), 34-40. doi:10.1111/j.1744-6163.2011.00304.x 4. Judd, S. (2011). Eating disorders sourcebook. Detroit, Mich.: Omnigraphics, Inc. 5. Masheb, R., White, M. (2012). Bulimia nervosa in overweight and normal-weight women.Comprehensive Psychiatry, 53(2), 181-186. doi:10.1016/j.comppsych.2011.03.005 6. Pedersen, S., Lunn, S., Katznelson, H., Poulsen, S. (2012). Reflective Functioning in 70 Patients Suffering from Bulimia Nervosa. European Eating Disorders Review, 20(4), 303-310. doi:10.1002/erv.2158 7. Robinson, P., Nicholls, D. Critical care for anorexia nervosa. 8. Schmidt, U., Treasure, J. (2012). Getting Better Bit(e) by Bit(e). Hoboken: Taylor and Francis. 9. Zweig, R., Leahy, R. (2012). Treatment plans and interventions for bulimia and binge-eating disorder. New York: Guilford Press.

Npl Non Performing Loan Essay Example

Npl Non Performing Loan Essay Most of the financial institutions have the problem of non-performing loans. Basically, the non-performing loans (Naps) mean that the loans in default, or is close to being in default according to Investigated. In the contract terms, Naps indicates the failure to promptly pay Interest or principal when due. When the borrowers are unable to meet the legal obligation on making the required payment or are unwilling to honor the debt, the default will be taken place. With the Increase of Naps, the level of market confidence will be affected. The effect of the banks bad-loan problems can be seen at the East Aslant crisis which occurred n July 1997. During the crisis, banks balance sheets were deterioration due to the increasing of Naps which showed in the Figure 1 below (Deteriorate Guppy). The problem was started as the deregulation was exercised In the financial markets. A lot of loan borrowings from the private nonofficial business sector were easily being approved. But, the bank regulators failed to supervise the borrowers as there was a lack of expertise in screening and monitoring the borrowers at banking institutions. Hence, the default loans started to Increase and the banks net worth (capital) became lesser. The bank would have lesser fund to lend. Then, the economic activity would be reduced due to the lack of funds (Munchkins and Sneaking, 2000). Figure 1: Changes of Non-performing Loans ( Source: Van Dick and Fitch ABACA database) In additions, the Increase In uncertainty and a decrease In net worth caused a stock market declines. Then, the asymmetric information problems increased. It would become difficult to screen out good borrowers. We will write a custom essay sample on Npl Non Performing Loan specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Npl Non Performing Loan specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Npl Non Performing Loan specifically for you FOR ONLY $16.38 $13.9/page Hire Writer The adverse selection and moral hazard problems Increased seriously. With the Increase of these problems, lenders were unlikely to lend out money and led to the decline of Investment and the crease of aggregate economic activity. Due to the poor business situations and uncertainty about their banks health which the bank could go broke. Depositors began to withdraw their funds from banks. The massive withdrawal of depositors would bring the bank failures. If they snowballed, bank panic would take place. The number of banks could decline. It was able to raise the interest rate even further and decreased the financial intermediation by banks. Deterioration of problems created by adverse selection and moral hazard could lead to the further economic contraction (Munchkins and Sneaking, 2000). Ultimately, market would have a stroke which was hardly recovered. Thus, market confidence wouldnt be optimistic. The stability of financial system in Malaysia could affect as well. After the Aslant crisis, governments In South-East Asian countries have taken action on solving the problems. Many rescue activities such as insertion of huge amount of government capital Into problematic Tanks, moving non-performing loans out AT banks, and setting up special government organizations to deal with non-performing loans, etc. (Ho, n. D. ). To deal with the impact of the Asian financial crisis in 1997-98, Penguins Attendant National Bertha has been set up by Bank Engage Malaysia to buy bad loans from financial institutions. Meanwhile, Adenoidal National Bertha has also been set up to recapitulate banking institutions. And the Corporate Debt Restructuring Committee was set up to reorganize large corporate debts. Other than that, Bank Engage Malaysia was also instrumental in designing and applying the selective exchange control measures introduced in September 1998 (Bank Engage Malaysia, 2003). To sustain full stability in the financial sector during the recent crisis, strong overspent commitment and support are important. It has contributed to the strength and thus returns of confidence in the industry. The support includes the timely government intervention to re-capitalist weak banks and remove non- performing loans from the banking system as well as the consolidation exercise (Public Bertha, 2000). As a conclusion, bad-loan problems should be faced seriously as they have a significant impact to a development of a country. Proper loan ad project monitoring system should be implemented in better manners. So, the asymmetric information can be avoided and then the Naps can be controlled. Question 2 The Federal Reserve System is the central bank of United State. Unlike central bank in other countries, Federal Reserve is not owned by government, it is owned by commercial banks in the district. Three of the directors are appointed by government, and government has the right to set and control salaries of high level employees. It is not a profit making institution, while Federal Reserve makes profits, member banks get 6% of investment capital as a dividend, and the rest will keep in capital account. The current chairman of Federal Reserve is Ben Aberrant. Federal Reserve controls U. S economy and it can influence world economy too. Its role and duties all into four general areas: 1 . Conducting the nations monetary policy by influencing monetary and credit condition in the economy in pursuit of maximum employment, stables price, and moderate long-term interest rates. 2. Supervising and regulating banking institution to ensure the safety and soundness of the nations banking and financial system, and protect the credit rights of consumers. 3. Maintaining stabilities of the financial system and containing systemic risk that may arise in financial markets. 4. Providing financial services to depository institutions, the U. S government, and foreign official institutions, including playing a major role in operating the nations payments system. Federal Reserve is consider an independence central bank, it has goal Independence, to set own Notation target, control AT money supply Ana exchange rate. It has the legal independence also, it is enshrined in law. It also has management independence and operation independence, to determine the best way to achieve the goal and run its operation, such as appointing staff and set budget. Public encourage central bank to be independence; the main reason is avoid Laotian take advantage in election by using monetary policy tools. When high unemployment is occur, one of the method to solve it is expansionary monetary. Compare with reeducation and retrain, expansionary monetary policy can help national output grow faster. But it is also create high inflation rate, due to money supply over in the market. To control inflation rate, government and central bank will increase interest rate to lower the inflation rate, government will increase interest rate to control it. It will finally occur high interest rate(low output) and high unemployment rate. If central bank could work independence, it could control inflation rate better cause it does not need to rush under political pressure. Monetary policy might be miss use by politician, to be their election tools. Politician can get advantage in reelection. Politician can increase money supply to make the growth of national output and consuming in short term. It creates a phenomenon that economy going very well. The after election, politician can reduce the money supply, to avoid the inflation problems. But the output peaked in the month of election, and falling ever since, due to money supply has been cut. In this situation, politician can either maintain the high output but high inflation, or cut down money supply to solve inflation problem but low output. Whatever decision government make, damage of economy system is definitely occur. To avoid politician take advantage I election and make problem to economy system by monetary policy, Federal Reserve should work independence. When Government increase annual budget, to purchase goods and services, they must finance by 3 ways-raising taxes, increase government debt, or printing new money. Public definitely not willing to pay higher taxes, raising taxes will bring bad influence to next election. Issue new government bond also not a good method, high government debt also make public unsatisfied. Hence, politician prefers print new notes for spending. And the result is, it increase inflation rate in long term (Thomas Mark, 2009). There is some argument against Federal Reserve independence. Monetary policy must be coordinate with fiscal policy, to ensure economy system working well. For example, if government increase annual budget and Federal Reserve decrease interest rate in the same period, they will create terrible inflation rate. Central bank loud never manage to control fiscal policy, so, only by placing monetary policy under control of federal government can these two policies be coordinate. Another argument against really Reserve Independence Is Tanat Independence He has failed to manage the inflation rate. For example, in sass-sass, Fed has overly expansionary monetary policy and create high inflation rate ever (Thomas Mark, 2007). Independence Federal Reserve bank has both advantages and disadvantages. Advantages of Federal Reserve being independence is ensure the Federal Reserve run without controlling of government, to avoid monetary become election tools of Laotians. An independence central bank will not create inflation problem under political pressure. Advantage of Federal Reserve being independence is, if central bank work closely with government, monetary policy can be more coordinate with fiscal policy, economy system can have stable and stronger growth. In our opinion, independence central bank is more suitable for a democratic country, like United State. In a freedom and democratic country, political manipulate to financial system are not allowed, if the incident is explore, the bad influence is deeper than Just a mistake of maintaining interest rate. We had also discussed if politician control in central banks actions, it will finally brings Inflation problem, unemployment problem and low output problems, and so on. Hence, we are strongly support Federal Reserve keep its independence and have more freedom even. Question 3 Insurance Companies are the financial intermediaries, which use the premium is paid on policies to invest on bonds, stock, mortgages and other loans. Asymmetric information occurred because of insured person has an incentive to cheat and seek for a claim from insurance companies (Munchkins and Sneaking, 2009). Insured person can lain the losses on the policies that they bought from the insurance companies, such as life, property, casualty or health insurance. Asymmetric information means lack of information is provided by the second party. There are two kind of asymmetric information, which is adverse selection and moral hazard. Adverse selection occurred before the transaction. Adverse selection means that someone is providing the fault information that affects the decision of insurance companies whether to accept or reject the insurance policies. Moral hazard occurred after the transaction. Insurance companies could not predict the ensured person will be engaged in any risky activities after buying the insurance policies (Munchkins and Sneaking, 2009). Based on the article is given, it shows the insurance companies refuse to pay medical bills to the insured person, who do not qualify for the claim. To protect the insurance industry, government proposed Medical Examination a Must for Insurance Purposes It is important to have a proper understanding of the asymmetric information in insurance industry. A proper understanding of asymmetric information is important to prevent any Truculent occurred, wanly could Drill a nudge amount AT losses to ten Insurance impasses. Refer to an article (Appendices 1) from The Star 2009, Singapore police recover 30 stolen Malaysian luxury cars. Some cars owners are forced to surrender their cars after they lost in gambling session in Singapore and reported the car have been stolen when they returned to Malaysia. The car owners are trying to cheat for a claim from their losses. Insurance companies will be suffered a huge losses if the police did not reveal the truth. Refer to the insurance industry statistic on stolen vehicles in Malaysia (Appendices 2), it shows the overall vehicle theft in 1997-2008. Number of theft was reached 46,330 cases in 2008. Claim incurred have been raised from REARM million to REARM million from 2007-2008. There is a significant increased by 1 billion in a year. If the amount of claim continuing increased in future, the insurance companies will not able to pay all the losses of policyholder. It is important for insurance companies to have a proper understanding about asymmetric information and come out with a good solution. To counter the asymmetric information, insurance companies overcome with some kind of solutions, which could reduce the adverse selection and moral hazard problems. Screening is an effective procedure to collect customer profile and allocate the risk class of policyholder (Munchkins and Sneaking, 2009). Screening is effective to reduce the adverse selection problems. There is an auto insurance rating system (Appendices 3) in US. It explained 6 factors that the driver insurance rate is determined:- 1 . Type of vehicles. (Safer car, less insured cost) 2.

Europe being controlled

With the rest of Europe being controlled in a complex string of alliances and treaties during the later half of the 19th century, Britain remained uninvolved. Their policy of Splendid Isolation was to keep themselves out of the quarrels and disputes of continental Europe, and allow them to focus on their overseas empire. With the crowing of a new Kaiser in Germany, and the interest of other nations to hold overseas colonies, Britains colonial empire was under attack. Their interest to focus on their vast empire would eventually lead them into disputes with other European nations. It would ultimately be their reason of going into isolation that would end it. In 1888 Kaiser William II ascended unto the German throne. William II was filled with a sense of Germanys destiny as the leading power in Europe.(Kagan, Ozment, Turner, The Western Heritage 2nd Ed.) William longed to achieve recognition from the rest of the world that Germany was as great, if not greater the Great Britain. He believed the only way to achieve a place under the sun (Kagan, Ozment, Turner, The Western Heritage 2nd Ed.) was to build a navy and establish colonies like Britain. Thus began William IIs commitment to colonial and commercial expansion. The German commercial rivalry with Great Britain not only brought direct trouble, but nourished German desire for sea power and a large navy. The Baghdad Railway was a venture from German businessmen to create a railway from Turkey to Baghdad. The British, who feared German influence too close to the Suez Canal and India, opposed greatly to the idea. The Suez Canal was an important waterway to India. If the oncoming Germans disrupted the usage of the canal, then Britains ability to transport to and from India would be disrupted by having to go around the tip of Africa. Even worse, if the Suez Canal were to fall under German hands, then Britain might have...

Cardiovascular control in exercise, the contribution of central command and muscle afferents

Cardiovascular control in exercise, the contribution of central command and muscle afferents Cardiovascular Control in Exercise, the contribution of Central Command and Muscle Afferents The human body has the ability to easily adapt when exercise begins with many of these adaptations occurring in the cardiovascular system. It is well documented that at the onset of exercise heart rate (HR), blood pressure (BP) and muscle sympathetic nerve activity progressively increase to higher levels (Lind et al, 1964). These cardiovascular adaptations are controlled by either central (Central Command) or peripheral (exercise pressor reflex) mechanisms (McCloskey results from a study by Williamson et al (2002) have shown this through hypnosis. Originally an individual’s perceived exertion during exercise was thought to be independent of any force being produced, allowing the magnitude of CC to be seen (Gandevia et al, 1993). Williamson et al (2002) obtained results related to this idea; they found that the level of CC activated was related to an individual’s sense of effo rt independently of any force being produced. Increases in HR were found during hypnosis despite no exercise being performed and increases were therefore independent of feedback from afferents within the active limb.

Scientific Inquiry In Biology Essay Example | Topics and Well Written Essays - 500 words

Scientific Inquiry In Biology - Essay Example The condition of high Soil sodium is referred to as sodic, and is common in desert and arid lands. An example is the Yelarbon area of Australia. When the Chloride form dominates, it is referred to as saline. Salinity though may also refer to an increased amount of the chlorides of Potassium, Magnesium and Calcium. Increased Sodium salinity often leads to sodicity. An excess of the cation may lead to increased pH and increased soil osmotic pressure retarding the ability of plants to absorb water. Furthermore, an increase in the Sodium Carbonate concentration leads to an ion exchange reaction that immobilizes Calcium. Calcium is an important regulator of growth and development in plants. Its participation involves nearly all aspects of plant development. (Harper J.F, 2004) Another problem associated with increased soil Sodium is the toxicity to Na+ sensitive plants, and disruption of soil structure leading to crusting and poor drainage. (Ruiz Vera, 2006). This reduces available soil oxygen as well. The causes of increased sodium may be man-made or natural. Irrigation of soil with water having increased sodium carbonate is one artificial method. A natural cause may be weathering of rocks containing Sodium carbonates. The control of sodicity is by addition of Calcium in form of Limestone, Sulphur and drainage of the soils affected. If an increase in soil osmotic pressure leads to retarded growth of lawn grass, then addition of a proportional amount of salt to a control sample will lead

Impact of a priority health issue on a population group and Case Study

Impact of a priority health issue on a population group and implication for the nurse - Case Study Example This paper discusses the impact of the issue on individuals, families and the population and its implications to the role of a nurse. People with mental health issues face a wide range of issues. To start with, they are at a higher risk for experiencing social problems, increased vulnerability to stigma and abuse, decreased quality of life, lower productivity, higher levels of poverty and more health issues. Access to education is highly compromised in case the mental disorder occurs early in an individual’s life it prevents them from successfully completing their education and careers (Commonwealth of Australia, 2008). It was found that individuals with mental issues are less likely to successfully go through their high school or tertiary education as compared to their counterparts without mental health issues. This negative cycle also contributes to high levels of homelessness among people with mental health issues. In fact, it is estimated that most of the Australian homeless population suffers from serious mental health issues. Furthermore, mental disorders result into decreased individual productivity owing to a decline in performance at work, unemployment and missed work. Mentally ill individuals do not have a source of income and this increases their risk to high levels of poverty. It has been observed that poverty and mental health issues relate in a negative cycle (Commonwealth of Australia, 2008). Poverty is seen as the risk factor for mental health issues. On the other hand, mental health issues contribute to stressors and a wide range of health issues. For instance, individuals that suffer from comorbid depression are less expected to stick to their medical treatment than other patients. Finally, individuals with mental health problems are more likely to suffer from discrimination based on their culture since immigrants are highly discriminated against by

Humans Cause Global Warming Essay Example for Free

Humans Cause Global Warming Essay Today we are debating the important topic of global warming. As the affirmative team, we strongly believe that global warming is caused by the actions of humans. But this is not just a belief, this is a fact. Global warming, by definition, is a gradual increase in the overall temperature of the earths atmosphere generally attributed to the greenhouse effect caused by increased levels of carbon dioxide, CFCs, and other pollutants. The greenhouse effect is the trapping of the suns warmth in a planets lower atmosphere due to the greater transparency of the atmosphere to visible radiation from the sun than to infrared radiation emitted from the planets surface. In simpler terms, this means that the pollution emitted from the earth, such as the gasses from factories, cars etc. enter the atmosphere and the co2 from these gases absorb the heat from the sun and intern warms the climate. The pollution or carbon dioxide enter the Earths atmosphere and absorb heat from the sun, heating the environment, therefore an increase in co2 means an increase in heat, this resulting in bigger problem for global warming. The main producer of this pollution and greenhouse gases are ofcourse humans, our environment and climate are the ones that have to pay for the humanly actions causing global warming. Scientists have determined that a number of human activities are contributing to global warming by adding excessive amounts of greenhouse gases to the atmosphere. These gases such as carbon dioxide (co2) accummulate in the atmosphere and trap heat that normally would exit into outer space. The main source of excess greenhouse gases is the human use of fossil fuels. The burning of fossil fuels to generate energy for example driving cars, using electricity from coal-fired power plants, or heating homes with oil or natural gas, humans release carbon dioxide and other heat-trapping gases into the atmosphere. Over 100 years ago the co2 level was 35% less than it is currently and since the beginning of the industrial revelution, has been increasing gradually. Nowadays modern society is producing more co2 and other gases than ever before, this being the result of the economic problem, with humans having unlimited wants and needs that can only be produced in a way that influences global warming. (Figure 1) Another significant source of greenhouse gases is deforestation, this is because fewer trees means less carbon dioxide conversion to oxygen. (Figure 2)Deforestation in rainforests add more co2 to the atmosphere than the sum total of most vehicles on roads. In fact 25-30%,of the gases released into the atmosphere each year is a result of deforestation. The reason that logging is so bad for the climate is that when trees, which are 50 percent carbon, are burned or felled they release the carbon they are storing into the air, where it mingles with greenhouse gases from other sources and contributes to global warming. As humans, we do not take our actions into precaution and many of us act before thinking. This is the same situation with global warming and because of this, the result is negative. Global warming affects not only our climate but the environment and air mankind needs for survival, however how can us humans survive when we are the ones destroying our planet and risking our own lives. Greenhouse gases can stay in the atmosphere for an amount of years ranging from decades to hundreds or thousands of years. No matter what we do, global warming is going to have some effect on Earth. These effects range from diseases and economic consquences to different types of hazzards. (Figure 3) Floods, hurricanes, tsunamis, they are all weathering patterns that are directly altered by the differences in temperature. Most of them are occuring due to high sea level or heavy rainfall. This was seen in 2004 and 2005. (Figure 4) It can be a devastating shock for crops and other agriculture, and also bring death and injury to humans and animals through accidents, hypothermia and starvation. It may seem illogical at first to attribute harsher cold weather to global warming, but a change in atmospheric patterns brought about by receding glacial ice can lead to the redirection of polar air currents and the suns rays being absorbed by the larger areas of dark blue sea. However this process can also be reversed to achieve opposite results. (Figure 5) Some areas suffer serious droughts and heat waves and the severity of these hazzards are increasing by large numbers. Countries such as Africa and India recieve the worst of these affects, since water is already a dangerous rare essential. (Figure 6) As the planet continues to become warmer and warmer as global warming increases and the dry lands that are already susceptible to wildfires are likely to be ravaged by even more frequent and destructive episodes. In 2007, more than 3,000 fires brought destruction to Southeastern Europe thanks to a long summer that created arid and parched conditions, a situation that would become normal as a consequence of the greenhouse effect. As countries warm, disease carrying insects migrate, bringing their diseases with them. Climate greatly influences some of the most deadly and widespread diseases currently affecting millions of people across the world with the spread of diseases like Malaria, West Nile virus and Dengue fever to parts of the planet. With greatly reduced rainfall, more severe droughts and loss of soil fertility, food and water supplies would soon diminish, resulting in higher prices, famine, disease, malnutrition, starvation and, ultimately, death. These effects spell one thing for the countries of the world: economic consequences. Hazzards cause billions of dollars in damage, diseases cost money to treat and control and conflicts aggravate all of these. There is simply no other mechanism that can explain the significantly altered climate path and the changes in the radiative forcing other than human causes. Animals are a major source that are affected by the influences of global warming, some not only lose their habitat and homes, but also suffer in the drastic measures that humans have put them up against. Animals such as polar bears and penguins are the most obvious evidence of consequences of having warmer climates. (Figure 7) They and other animals that are dependent on cold enviornments retreat to more northerly locations as the planet heats up, leading to encroachment upon other eco-systems and displacement of other animals from their natural habitat. Animals that are driven from their natural habitats or normal migration routes by environmental factors could easily come into contact with human settlements, leading to many deaths among humans and already endangered animals. (Figure 8) The world’s oceans absorb roughly 30% of all carbon dioxide that seeps into the atmosphere, and so inevitably, as more gases are released, ocean life will continue to suffer the negative consequences placed upon them by human actions.

Essays --

Sports injuries can have a shocking impact on athletes and the search for effective psychological rehabilitation methods have been ongoing. One study using the limitless sports injury survey found that athletes that healed the fastest engaged in more positive self-talk goal setting and healing imagery than slower healing athletes. It was found that the mental strategy of goal setting was the most productive technique and scientists believe the reason for this is that it is easy to learn and is within the athlete's control. The results of the study would suggest that there are many psychological factors that play an vital role in injury recovery. A number of other studies have demonstrated that speed of recovery was artificial by goal setting, attitude, descriptions, and social support. One study verified that imagery can be helpful in injury rehabilitation. Imagery is used often in training and competition, but athletes don't use it as often for recovery from healing and need to be reminded of its efficacy. It has been found that an athlete's inability to return to pre-injury performance levels was due to psychological factors and stressors rather than physical ones. One of the factors with an impact on performance levels post-injury is the athlete's perceived incapability to demonstrate the same skills they enjoyed pre-injury. One example of this is a rugby player who returned to the game after suffering a shoulder injury. He favored the injured shoulder and used the other shoulder more frequently. The result of this behavior was that he put extra pressure on the one shoulder setting himself up for future injuries. When an athlete returns to the game before they are truly ready the risk for more injures or re-injury is i ncrease... ...s can help distract you from pain. There are several steps to take in order to change negative self-talk that leads to increased pain into positive self-talk which speeds up the healing process and leads to decreased pain. The first of these steps is for the individual to make a list of all negative self-talk engaged in. The second step is to change each negative statement on the list into a positive statement. One example would be the following, I'm tired and don't feel like attending my support group tonight, but if I don't go I might miss out on some good tips like the ones I learned last month. I can always leave the meeting a little early step is to practice the positive self-talk. Even though it doesn't come naturally and may take some time to become comfortable with keep at it until it becomes second nature. (Anybody's Sports Medicine Book pg. 156-172)

Krakow Bpo Destination

Why Krakow for Business Process Outsourcing? Empowering your Business Introduction: Business Process Outsourcing (BPO) has become a major driver of performance in business today. Companies of all sizes and in all industries are realising the many benefits of transferring non-core activities to specialist service providers. In the drive to increase profits and productivity it's important to focus on core operations and value creation.With non-core activities taking up valuable management time it can be difficult to stay competitive, more so in the current economic environment. Working in a collaborative partnership to ensure successful outsourcing and releasing your team members from non-core activities can significantly reduce your operational costs. This position is best summarized as ‘do what you do best and outsource the rest'. Outsourcing is not about what you can subtract from a business. It's about what you can add.Leo Blennerhassett, Managing Director of Accenture Irelan d, the Irish arm of the global leader in BPO, was recently quoted in an interview: ‘The trend to outsourcing is real and companies are looking to improve their overall health by transforming their business on both a strategic ; tactical level'. Research by Gartner, the world's leading research firm, indicates that BPO will achieve double digit growth in the coming years as more and more organizations, of all sizes and from all industries, turn to BPO providers to reduce costs, drive revenue, enhance customer service and eliminate non-core activities from within their firms. 3 Outsourcing is now an essential tool for every organization. Ongoing research from Accenture into the characteristics of high performance, has found that outsourcing is one of the key enablers of high-performance businesses and governments. More and more decision makers are turning to outsourcing to help them elevate their organizations' performance, driving value into their enterprises and driving cost o ut. Evolving Outsourcing's services touch an ever broadening range of industries and business processes. We are transforming existing operations for our clients, making them smarter, faster and cheaper.Why outsource? What are the benefits to my business? Substantial cost savings, both in terms of labour ; capital: o The concept of fully loaded cost is central to BPO. In many cases clients will only think of the cost of labour when attempting to establish the cost to the business of having Person X performing tasks A, B ; C in-house. However, it is critical to factor in the costs associated with hardware, software, furniture, stationary, salary contributions, management, training and so forth in order to accurately understand the true cost of this person to the organization i. . the fully loaded cost. By partnering with a specialist BPO provider you eliminate the need to recruit ; train new employees as well as cutting down on administration ; HR management costs. Acquiring 3rd party expertise by partnering with specialist service providers: o As we head into what has become known as the 3rd Generation of Outsourcing, the emphasis has long shifted from pure cost reduction to performance improvement. BPO providers are specialists at the services they provide and, as such, can deliver improved service quality to our clients' customers.Ability to focus on core competencies: o By allowing your BPO partner to handle some or all of your non-core activities, your own in-house team can refocus all time, energy and resources on activities directly linked to your top line. In the current climate this is particularly important as the need to have all team members focused on sales & revenue has never been greater. Culture of continual improvement: o The idea of continual improvement is central to BPO.BPO providers ought to practice what they preach and be constantly seeking to refine & improve business processes for existing clients leading to continuous and increased gain s for client partners. Increased market flexibility & reduced time-to-market: o By partnering with a BPO provider, firms enable themselves to become leaner, more dynamic and more agile. BPO providers allow client firms to scale quickly in response to increased demand and/or new services/products or promotional campaigns. This is imperative in today's economic climate Factors to Consider when choosing an Outsourcing locationThere are many offshore destinations to which a company can outsource its business processes and there are even more variables which must be considered when choosing the right destination for your company and your specific requirements. Among the most pertinent considerations are: the availability of resources, the quality of those resources and the accompanying risk. While it should never be the single determining factor, price and subsequent cost savings obviously need to be closely examined and clearly understood. 05 Cost Savings: Choosing a location for your B PO requirements is largely a question of risk versus reward.Although it might be easier to manage a relationship with a local company this will not provide the financial advantages that outsourcing to an emerging market can generate, where labour and other non-labour costs are significantly lower. The BPO decision is not purely a lowest cost decision. Practical considerations such as geographic proximity, time difference and cultural similarities are integral to selecting the appropriate BPO location. Locations such as India ; China invariably win the lowest cost element of any selection process.However, outsourcing is now as much about process enhancement and customer service improvement as it is about cost. With this in mind, locations regarded as closer to the ‘west'- geographically, culturally and the way in which they do business – have made huge leaps forward as BPO destinations in recent years. The main beneficiary of this move has been Central ; Eastern Europe ( CEE) and Poland in particular. In several cases, Indian BPO organizations have themselves followed this trend by establishing their own presence in the CEE region. Availability of Resources:Poland boasts the largest number of educational centres and produces the largest number of graduates approximately 40,000 per annum in terms of ICT graduates alone of all countries in the CEE region. Evolving Outsourcing is headquartered in Krakow which is commonly regarded as the ‘Oxford of Poland' and the ‘Silicon Valley of Poland' on account of the number and quality of universities and graduates in the city. However, this fact alone is of no use to your organization if you are not properly positioned to recruit the best people to your BPO project team.This is why it is imperative to understand how a BPO service provider intends to recruit people to your particular project team. Evolving Outsourcing is part of the Evolving Group, which also comprises Evolving Recruitment and Evolvi ng Training. Evolving Recruitment is a full-service HR company with clients ranging from blue chip multi-nationals to SMEs. Therefore, we are not only in a position to handle your outsourced business processes but are also perfectly positioned, in the first instance, to recruit and train the best possible staff for your particular project.This is a crucial component when choosing a BPO partner. Quality of Resources: It is imperative to choose a BPO location in which a large pool of highly-qualified, multi-lingual graduates is being produced every year. Ideally the destination city should have a reputation not only for producing a high number of excellent graduates each year but these graduates should come from a wide range of areas such as engineering, medicine, economics, IT, languages, administration ; management. 07 Cultural Similarity:It is important to choose a BPO location which is culturally aligned to your own country and/or the country or countries in which the majority of your clients are located. There should be cultural and linguistic similarities in order to prevent the perception of a disconnect emerging. There is an abundance of anecdotal evidence to this effect. Evolving Outsourcing is headquartered in Krakow, Poland, a country which is culturally and linguistically aligned to the western business world. Risks: Choosing a location for your BPO requirements is largely a question of risk versus reward.The ‘rewards' of BPO include significant cost savings, improved process performance (further fuelling bottom ; top line) and an enhanced experience for all your clients from partnering with specialist service providers. The ‘risks' are primarily associated with the perceived loss of control which accompanies a move into BPO by an organization. This is a natural reaction for organizations using BPO service providers, particularly for the first time. Bearing this in mind, BPO providers truly committed to partnership- and collaborationbased relationships need to work with the client partner to allay these fears.At Evolving Outsourcing, we spend a significant amount of time discussing this with client partners. We help organizations through this initial period of tentativeness in three key ways. 1. Show the value of recommendations and explain clearly how their implementation will improve the client's particular situation. 2. Ensure the client clearly understands exactly what the proposed solution is going to achieve i. e. to what point are we trying to get? 3. Ensure client partners understand and feel that they ‘own' the proposed solution and are fully committed to implementing it.Striking a balance between risk & reward is key to choosing a BPO partner and location. At Evolving Group, when it came to choosing a location for our Outsourcing delivery centre we felt that Krakow satisfied our requirements in that it is a relatively low cost/low risk location. When speaking with prospective client partners we use t wo main points to elucidate the low risk nature of partnering with Evolving; Firstly, we have found that the average skills of Polish employees tend to be significantly higher than many other countries.Whether it is an IT specialist, a web/graphic designer or a Finance & Accounting professional, we are constantly impressed by both the technical skills and the ‘can do' attitude they display. Secondly, we facilitate our clients by offering to initiate our BPO relationship using a Pilot Project for a short, predetermined period of time. This allows organizations to work with us and see the benefits of what we can bring to their business without the up-front commitment of a longer contract. Naturally, the single most important aspect of selecting a BPO location is choosing the right provider with whom to partner.At Evolving Outsourcing, we provide costsaving & performance-enhancing outsourcing services to companies of all sizes in all markets/industries. Headquartered in Krakow, P oland, our proximity to some of the country's most renowned universities gives us excellent access to a superior pool of talented and highly-educated, multi-lingual graduates allowing us to provide our client partners with world class business process outsourcing services at a much lower price than can be achieved in the Ireland or the UK.Why Krakow? At Evolving Outsourcing, we took the strategic ; tactical decision to locate our delivery centre in Krakow as we feel it provides us and our client partners with a very strong ‘best of both worlds' scenario. We can offer significant cost savings ; performance improvements from a strategically located city which is renowned for producing world class graduates (Krakow has 7 universities). 09 Tholons, (www. tholons. om) a leading global strategic advisory firm focused on the outsourcing industry recently ranked Krakow the 5th most attractive city in the world and 1st in Europe for outsourcing in their report – ‘Top 50 Em erging Outsourcing Cities'. In assessing the cities' levels of attractiveness as an outsourcing destination, the research examined such criteria as the quality and availability of human resources, education levels, costs of running a business, business-related risks, investment climate, infrastructure and quality of life.Many of the world's leading outsourcing and technology companies have already set up operations in Krakow: IBM Outsourcing LogicaCMG General Electric HCL HP Cap Gemini Motorola Google Research Labs Hewitt In addition, the following firms already have ‘shared services' centres in Krakow RR Donnelly Electrolux Bayer Shell Shared Services Centre Philip Morris Outsourcing Centre Hitachi E;Y BP Shared Services Centre Indesit KPMG International Paper Lufthansa Evolving GroupOur starting point at Evolving Outsourcing is to ask ourselves ‘what value can we bring to this company? ‘ We are not interested in ‘elbowing' our way into an organization in or der to ‘sell our wares'. In every first meeting with a potential client we ask the questions ‘what can we do for you? How can we help you? ‘ We listen. We are in the business of consulting, never hard selling. Business Process Outsourcing is a complex undertaking and it is vital to choose the appropriate partner for your firm and your objectives.In the case of Evolving Outsourcing, we provide our services from our state-of-the-art delivery centre in Krakow, Poland. In BPO speak, Krakow is considered a nearshoring location as opposed to an offshoring location. Nearshoring locations like Krakow are characterized by relative proximity to the client country (i. e. Ireland) in terms of geography, time zone, culture (values, behaviours ; attitudes) and language (incl. accent). Examples of offshoring locations include India and China. The nearshore Vs offshore decision has significant implications for the SME business owner.Practical implications such as a monthly or bi-m onthly site visit are entirely feasible from a time ; cost perspective if we are speaking about a nearshoring location such as Krakow. A business owner can fly from Dublin, Cork or Shannon on a weekday morning, be collected at the airport, brought to the delivery centre for the day and be back at their office 24-48 hours later. This is simply not possible with an offshoring destination such as India. All of these practical considerations must also be added to the mix when engaging in a BPO decision-making process.Practical considerations such as the above-mentioned site visits coupled with the communication advantages of a one hour time difference and cultural and linguistic similarities must be carefully weighed against a purely lowest cost-driven decision i. e. offshoring locations such as India and China, as well as emerging destinations like the Philippines, will inevitably win the battle from a purely low cost perspective. Evolving Outsourcing is part of Evolving Group, a multi -lingual, full service HR Services, Training ; Outsourcing Company.Supplying more than 300 companies in over 15 countries with Outsourcing, Recruitment and HR solutions. Our clients, ranging from large multinationals to small and medium size enterprises, are located throughout the EU, Canada and the Middle-East. 84% of our clients are involved in repeat business with us. Our Business Process Outsourcing solutions include Customer Interaction Management Solutions, Back Office Document ; Data Management Solutions, Finance ; Accounting Solutions, IT Support Solutions and Internet ; e-Commerce Outsourcing Solutions.To see how BPO can assist your business, contact us for consultation at [email  protected] com About the author: Brian O'Brien B. Comm. , MSc. is Managing Director, Evolving Outsourcing and Business Development Director, Evolving Group. Having previously lived in Krakow, Poland he has relocated to Ireland to head up Evolving Outsourcing's push into the Irish ; UK markets. H e always welcomes an opportunity to discuss BPO requirements and can be contacted directly at b. [email  protected] com or www. linkedin. com/in/brianobrienireland

Activities of Youth for Environment in Schools Essay

Background of the Study Pursuant to its promising mission and vision, the Department of Education (DepEd) for years, has been implementing and adhering numerous means and methods to improve and empower the quality of education in the Philippines: be it a new alternative teaching method or a new policy that shall formalize education or any possible way. One of the DepEd’s accredited organizations is the Youth for Environment in Schools Organization (YES-O) with the mission: to preserve and conserve our natural resources through environmental awareness of the community resulting in their active involvement on environmentally-related issues to achieve sustainable development and to protect mother nature; and vision: the Youth for Environment in Schools-Organization as an effective and respective school- based environmental organization linked with the agencies/ institutions for conservation and preservation of natural resources towards sustainable development. (DepEd Region V) Article XVIII: Mandated Projects and Activities of Youth for Environment in Schools-Organization’s Constitutions and By-Laws for School Year 2010-2011 includes the projects and activities that YES-O should implement through the School Year 2010-2011. The study aims to determine whether the activities and projects stated in Article XVIII of YES-O by-laws has been implemented throughout the school year 2010-2011. Specific Questions: 1. What is the mission and vision of YES-O in the Bicol Regional Science High School for the School Year 2010-2011? 2. What are the projects, programs and activities implemented by Youth for Environment in Schools Organization as indicated on their accomplishment report or year-end reports in accordance of Article XVIII: Mandated Projects and activities? 3. Which among their projects, programs and activities in accordance to the mission and vision indicated in the Article XVIII which is not implemented? 4. What are the factors affecting the implementation of Article XVIII of Mandated projects and Activities? Significance of the Study The Article XVIII: Mandated Projects and Activities which is stated in YES-O By-Laws states that the Youth for environment in Schools- Organization shall be required to implement, conduct or attend the following programs, projects, and activities; namely, clean-up drives, waste management, segregation and recycling, awareness campaigns, symposia or training, nursery establishment, tree planting activities, fun run and Youth for environment Summer Camp. Through this, the researchers will analyze the year-end report of YES-O in BRSHS school year 2010-2011 to determine whether all the mandated projects and activities stated in Article XVIII of YES-O by- Laws were implemented through the school year. Teachers, students, officers of Youth for Environment Schools- Organization and other organization will be benefited with this study through the improvements of their projects and activities. Also, through this study the researchers will be able to determine the factor that affects the implementation of the projects and activities. With this, other organizations including YES-O would have solutions to those factors and can have better improvements with their programs and activities. Scope and Limitations The study will only focus on the implementation of Article XVIII: Mandated Projects and Activities of Youth for Environment in Schools Organization (YES-O) of Bicol Regional Science High School (BRSHS) through the school year 2010-2011. The study aims to determine whether all the mandated projects and activities stated in Article XVIII was implemented by YES- O through the school year 2010-2011. Also, the study aims to determine the factors affecting the implementation of Article XVIII of YES-O by-laws. Conceptual Framework Article XVIII Mandated Projects and Activities The Youth for Environment I Schools- Organization (YES-O) shall be required to implement, conduct or attend the following programs, projects and activities; namely, clean-up drives, waste management, segregation and recycling, awareness campaigns, symposia or training, nursery establishments, tree- planting activities, fun run and Youth for Environment Summer Camp. Vision The Youth for environment in Schools organization as n effective and respective school-based environmental organization linked with the other agencies/ institutions for conservation and preservation of natural resources towards sustainable development. Mission To preserve and conserve our natural resources through environmental awareness of the community resulting in their active involvement on environmentally related issues to achieve sustainable development and to protect mother nature. Chapter 2 Review of Related Literature and Studies The Department of Education (DepEd), the Commission on Higher Education (CHED), and the Technological Education and Skills Development Authority (TESDA), in coordination with OCD, the National Youth Commission (NYC), the Department of Science and Technology (DOST), the Department of Environment and Natural Resources (DENR), the DILG- BFP, the Department of Health (DOH), the Department of Social Welfare Development (DSWD), and other relevant agencies, shall integrate disaster risk reduction and management education in the school curricula of secondary and tertiary levels of education including the National Service Training Program (NSTP), whether private and public, including formal and non-formal, technical-vocational, indigenous learning and out-of-school youth congress and programs. (Sandra C. Velacruz,2011) It is important to put a prime on disaster risk reduction and management. When our systems are efficient, it increases and enhances human security. Republic Act No. 10121 also known as the Philippine Disaster Risk Reduction and Management (DRRM) of 2010 strengthens the Philippine disaster risk reduction and management framework, institutionalizes the National Disaster Risk Reduction and Management Council (NDRRM), and appropriate funds for the use of its implementers. It calls for the development of a framework that taps the different sectors, agencies, and communities that will address disaster risk reduction and management concerns. (Sandra C. Velacruz, 2011) The Department of Education (DepEd), in partnership with the Department of Environment and Natural Resources (DENR), establishes the Youth for Environment in Schools Organization (YES-O) as the only recognized co-curricular environment club or organization in the school with the main and primary programs or projects for the environment on ecology in the said organization. (DepEd, 2003) The Youth for Environment in Schools Organization (YES-O) is the youth arm of both Department of Education (DepEd) and the Department of Environment and Natural Resources (DENR) to heighten pupils and students’ participation and action towards environment protection and conservation at the school level. As a co-curricular organization, it shall implement programs, projects, and activities that address various environmental issues and concerns such as global warming, climate change adaptation, deforestation, watershed protection, disaster risk reduction, among others. (Yolanda S. Quijano, 2010) The Regional and Division Education Supervisors in Science, as Regional and Division coordinator respectively, shall lead, coordinate and monitor the conduct of activities pertinent to the Youth for Environment in Schools Organization in the respective areas of jurisdiction. The Science Department Head/ Coordinator and Teacher, herein designated as School –based Moderator respectively, shall lead operate the Youth for Environment in Schools Organization (YES-O) activities in the school level with the guidance of School Head/ Principal. (Edilberto C. De Jesus, 2003) In view of the increasing global concerns for environmental action against threats to mother earth and consequent need to consolidate all efforts in safeguarding, protecting, and conserving the environment, and pursuant to the Department of Education order No. 72, s. 2003 on the establishment of the Youth for Environment in Schools Organization (YES-O), the Department of Environment and Natural Resources (DENR) is announcing the Thrusts and Activities of the Youth for Environment in Schools Organization (YES-O). (Vilma L. Labrador, 2007) The Youth for Environment in Schools Organization (YES-O) on its partnership with concerned government and non- government organizations undertake tree planting and growing, awareness campaigns and symposia on Environmental Issues and Actions, Outreach programs, Waste management, Segregation, Recycling and Entrepreneurship programs, watershed Protectin and Conservation, Environmental/ Science Camps. (Vilma L. Labrador, 2007) The Youth for Environment in Schools Organization (YES-O) which is one of the Department of Education accredited organization helps to strengthens the government program concerning global warming, climate change, adaptation, reforestation, watershed protection, and disaster risk reduction. The Youth for Environment in Schools Organization (YES-O) is advised to conduct the activities in increasing global concerns for environmental action against threats to our planet in partnership with the government agencies such as the Department of Environment and Natural Resources (DENR) . Chapter 3 Methods of Research and Procedures Methods of Research The method of research used in the study is the descriptive method, specifically the content analysis. Content analysis focuses on the documentary materials that shall be analyzed. The documents to be analyzed are the year-end report or the accomplishment report of the Youth for Environment in Schools Organization (YES-O) for the school year 2010-2011. The programs, projects, and activities which were stated in Article XVIII: Mandated Projects and Activities of Youth for Environment in Schools Organization will be the basis for the analysis of the year-end report. The year-end report of the YES-O contains the projects, programs, and activities which were implemented in the school year 2010-2011. Method of Collecting Data and Development of the Research Instrument The researchers will conduct interviews with selected members and non-members of the YES-O and its officers in Bicol Regional Science High School. Interview Schedule will be the instrument to be used during the interview. This will include specific questions on how the YES-O implemented the mandated projects and activities which are stated in Article XVIII of the YES-O Constitution and By- Laws. Sampling Design The study will determine if the programs, projects, and activities stated in Article XVIII of the YES-O Constitution and By-laws for the school year 2010-2011 are implemented through analyzing their year-end report or accomplishment report. The organization has forty-three members, twenty of them will be chosen through random or lottery sampling. This type of probability sampling is used so that everyone in the population has equal chance of being selected to be included in the sample. Since the population has no differentiated levels or classes, pure random sampling is used. The researchers will conduct three separate random samplings for the YES-O members and non- members. The size of the population for the YES-O members is forty- three (43) and the study population is twenty (20). For the non-members of YES-O, the size of population is one hundred thirty- one (131) and the study population will also be twenty (20) and for the officers, the study population is seven (7). Statistical Treatment The researchers conducted an interview with the members, non-members, and officers of the Youth for Environment in Schools- Organization (YES-O). With this, the researchers will use tables and other graphical forms for the interpretation of data as statistical treatment. Interview Schedule 1. Are you aware of the mission and vision of the YES-O? ____ Yes ____ No If yes, what do you think are the mission and vision of the YES-O? 2. What are the projects, programs and activities conducted or implemented by the YES-O that you are aware of? 3. How satisfied are you with the programs and activities of the YES-O for the school year 2010-2011? ___ Very satisfied ___ Satisfied ___ Poorly satisfied ___ Not satisfied 4. Do you think the projects, programs and activities implemented by the YES-O in the school year 2010-2011 would benefit the students, teachers, the school, and other organizations? ___ Yes ___ No 5. What do you think are the benefits of the students, teachers, the school, and other organizations from the implementation of the projects, programs, and activities by the YES-O? 6. What do you think are the factors affecting the implementation of the programs, projects, and activities of the YES-O? Chapter 4 Results and Discussions The study shows the implementation of Article XVIII: Mandated Projects, Programs and Activities of Youth for Environment in Schools Organization in the school year 2010-2011. The researchers had conducted interviews with the members, non-members and officers of the Youth for Environment in Schools Organization to determine if the programs, activities, and projects were implemented throughout the school year 2010-2011. The tables below show the results of the interviews: The interview shows that among the twenty selected members of the YES-O, three are aware of the mission and vision, while seventeen of them are not. On the other hand, four of the twenty non-members are aware of the mission and vision, and sixteen of them are otherwise. Ninety-five percent of the YES-O and non-YES-O members convey that the students, teachers, school and other organizations can be benefitted by the projects, programs, and activities implemented by the YES-O while 5% of the said that there is no benefit. On the other hand, 100% of the YES-O officers say that the students, teachers, school and other organizations can be benefitted by the projects, programs, and activities implemented by the YES-O. From the interviews with the YES-O and non-YES-O members, and the officers of the organization, environmental awareness is the most identified benefit with 15 responses from the members, eight responses from the non-members, and three from the officers. The budget for the projects of the YES-O has the highest number of responses from the members, non-members and officers, with 14, nine and five, respectively. Five YES-O officers also cited the factor of time and schedule. Article XVIII: Mandated Projects and Activities includes clean-up drives, waste management, segregation and recycling, awareness campaigns, symposia or training, nursery establishments, tree-planting activities, fun runs, and the Youth for Science and Technology Environment Camp (YSTEC). In the YES-O accomplishment report for school year 2010-2011, all projects and activities stated in article XVIII are included, except for the waste management, segregation and recycling and nursery establishments. The interview results show that the students are all aware of all the projects and activities stated in article XVIII. SUMMARY, CONCLUSIONS AND RECOMMENDATIONS Summary The main purpose of the study is to determine if the projects, programs and activities held by the YES-O is in accordance to Article XVIII: Mandated Projects and Activities of the constitution and by-laws of the YES-O. The method of research used is the descriptive method, specifically the content analysis. Based from the results of the interviews, all the activities stated in Article XVIII, except for waste management, segregation, recycling and nursery establishment are implemented. Conclusion With reference to the results gathered, it can be concluded that the clean-up drives, awareness campaigns, symposia or training, nursery establishment, tree-planting activities, fun run, and Youth for Environment Summer Camp stated in Article XVIII: Mandated Projects and Activities are implemented by the YES-O school year 2010-2011, while the waste management, segregation and recycling and nursery establishment are not implemented based on their constitution and by-laws. Recommendations The researchers recommend that researches on future YES-O year-end reports be conducted in order to strengthen the foundation of this study. The researchers further recommend conducting studies to answer why most students are not aware of the mission and vision of YES-O.

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Finding the Main Idea Answers 2 If you have read How to Find the Main Idea, and have completed the Finding the Main Idea 2 activity, then, by all means read the answers below. These answers are affiliated with both the articles, and will not make much sense by themselves! Printable PDFs: Finding the Main Idea 2 Worksheet | Finding the Main Idea 2 Answers Answer 1: Classrooms This is a stated main idea: The physical environment of a classroom is extremely important because it can influence the way teachers and students feel, think, and behave. Answer 2: China Power This is a stated main idea: Whether Chinas emergence as a global power can peacefully find a place in East Asia and the world is a major issue in todays international political environment, one that warrants a responsible look. Answer 3: Rain This is an implied main idea: Its abnormal to venture out in the rain, but the positive results can be well worth it. Answer 4: Math This is an implied main idea: Although males outperform females on math tests, the cause of the discrepancy is unknown. Answer 5: Movies This is an implied main idea: People are willing to pay high prices for movies on the weekends in order to experience camaraderie with others. Answer 6: Troopathon This is an implied main idea: Melanie Morgan created the Troopathon to counteract the negative personification of troops displayed by the media. Answer 7: Relationships This is an implied main idea: Getting into a relationship is easy, but staying in one is not. Answer 8: Educational Technology This is an implied main idea: Technology is pervasive in todays classrooms, and although critics doubt its use in education, their viewpoint is faulty. Answer 9: Fair Use This is a stated main idea: The recording industry has gone too far in its fight against file sharers in that Copyright Management Systems can impinge on users fair use of digital information. Answer 10: Mares This is a stated main idea: A recent study found that more sociable mares had more foals.

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